Make Your Next Chapter Your Best One

What if your best years are ahead? 

On this episode of Get Ready Before Life Happens, I spoke with Tamara Cortoos, midlife coach and founder of Midlife Crossroads Academy, about making your next chapter your best one by aligning your time, energy, and money with who you’re becoming.

Key Takeaways

🔹 Be curious, follow the little signals and see where it takes you.

🔹 Small, consistent steps shape your next chapter over time.

🔹 Your experience and perspective are assets that grow in value.

🔹 As your identity evolves, clarify what matters most to you. 

🔹 Financial clarity equals financial freedom. 

🔹 Women should always know where they stand financially, since life can change quickly.

🔹 Your best years are the ones you choose.

Tony’s Take: Midlife is an opportunity is to move forward with intention.   

Connect with Tamara Cortoos:

• LinkedIn: https://www.linkedin.com/in/tamaracortoos/
• Tamara Cortoos Website: https://www.midlifecoach.be/en/midlife-coach/
• Midlife Crossroads Academy: https://midlifecrossroadsacademy.com/
• Facebook: MCA - Midlife Crossroads Academy
• Facebook: MidlifeCoach.be
• Instagram: Midlife.Crossroads.Academy

Resources mentioned:

• The Get Ready Money Podcast with Janine Firpo: Invest In Alignment With Your Values (here)

Bio: 

Tamara's early forties weren't the smooth, confident years she'd imagined. Instead, they were messy, uncertain and full of hard questions that she couldn't answer. So, she wrote her own midlife survival guide and retrained as a life coach, ready to help other midlifers rethink their identity, career or purpose in life. She's also the founder of Midlife Crossroads Academy, a digital platform that offers programs around the most urgent questions of midlife. Tamara is endlessly curious about what makes people tick and how we create lives that feel meaningful and exciting. She loves deep conversations, fresh perspectives and challenging how we see midlife. If this stage has taught her anything, it’s that reinvention is always an option. And sometimes, the best is still to come.

☕ Support the Get Ready Movement.

If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.

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Transcript

SPEAKER_00 0:03

This is Get Ready Before Life Happens. The podcast helping you navigate life's what is. Midlife is when many women realize they're ready to take fuller ownership of their identity, their choices, and their money. Welcome to Get Ready Before Life Happens. I'm Tony Stewart, your host. I'm joined today by Tamara Cortez, a midlife coach. Tamara, welcome to Get Ready Before Life Happens.

SPEAKER_02 0:37

Hi, Tony. Thanks so much for the intro and for having me on your podcast.

SPEAKER_00 0:42

Yeah, it's great to have you here today. So tell us a little bit about yourself. What is your origin story and how did it lead you to coaching people through life's transitions?

SPEAKER_02 0:53

Ah, well, my story is actually it comes in in different steps, if you like. I've um I've always been a very ambitious type of person. I've I guess over two decades, more than two decades, I spent building what looked like a successful life. I'd lived in Barcelona, in London, in Sydney. I had a great career. Uh, I got married, I've got two amazing kids, you know, I traveled to some amazing places. So if someone were to have like this tick list of what constitutes a successful or happy grown-up life, I think I would tick off quite a few of those boxes. But in my early 40s, I started realizing that something was off, something was just not right. And I couldn't really explain what it was because you know I I realized at some point that my job, there was something wrong about my job. As I said, I've always been a very ambitious person, and I could feel myself like that. Amb was not the same anymore. I could I noticed that the spark, if you like, was gone a little bit um around work, um, which is a shame because I've I've always loved my job. I love to work. I spend a lot of time at work as well. So for me, that was so unusual. And I I I kept thinking things like, you know, is this it now? Am I at the top? It it will never get better than this, you know. Um, can only, well, it's only downhill from here, basically. And I was I looked at myself and I thought, oh God, is this now is this the best version of me? Is what kind of impact have I made in the world? You know, lots and lots and lots of different questions and doubts and and challenges that I felt, but I'm a very pragmatic person. So I thought, okay, the main questions that I have seem to be career related. So let's fix that. Um I went back to school, I got a couple of degrees in change management, and I went to my very first job interview. I had moved back in the meantime to my native country, which is Belgium in Europe. Um and that first job interview to me was what really worked as it worked as a catalyst, basically. Um because during that interview, I was, you know, it's it's a normal job interview. I was I was talking a lot about my experience and my motivation to start in a new industry and everything I could bring to the table because you know I'd set up businesses, I I I founded a business, I I ran large teams, I had quite a lot of things I thought to offer. But during that interview, the HR guy at the other side of the table, he went, like, that's amazing, Tamara. All the stuff that you have, God, you would be an absolute, I mean, you'd be a star, but we're not gonna offer you a job. And I said, Well, I don't understand, why is that? And he said, Because you're too old to invest in. And I was so shocked, Tony. I was shocked, but also very angry that he said that to me. It took a while for that angry to kind of subside a bit. And in a way, I don't want to say I have to be grateful to him, but he was the catalyst for me to look at my life, look at the questions that I had, and start trying to find answers. Because I realized somewhere along the way that all the questions and the doubts and the challenges that I was running into, that they were typical of a face of life called midlife. And this man had just thrown in ageism, but that's also almost a challenge of midlife. I was only 44 at the time, you need to know. Like this is several years ago now. So I started doing what I do best because I've got a research-based background. So I started researching, I started reading up, I started, you know, looking at um academic papers and books around midlife and psychology and even marketing and lots of different elements, all to do with midlife. And to me, that was just a way of trying to cope with this, right? It's it's changed my life around quite a bit. Um I retrained, yet again, you know, I I seem to be collecting diplomas as I go along. It's my stress response, I think. Um, I retrained as a life coach, uh focused on people in midlife who had also questions and doubts and challenges, you know, all the stuff that I had been dealing with and that I had for myself, I felt like I had found answers to. I wanted to do, I wanted to help people with that as well. So I started coaching. I set up an online academy. It's Midlife Crossroads Academy, that one was is called, where I offer online programs, again, all aimed at different aspects of midlife, finding your identity, dealing with transformation, dealing with um changes professionally or whatever it is. So that sits all in Midlife Crossroads Academy. So it's it's a bit of a long answer to your question, you know, about what my story is. Basically, I I realized midlifers deserve better, and I wanted to be part of the solution for them.

SPEAKER_00 7:18

I I I like that the midlifers deserve better, and it is crazy that somebody said to you when you're in your mid-40s, because it's like that seems very young.

SPEAKER_02 7:30

It is you have to work a long time still out for someone to say that I was literally mid-career, you know, it's it's crazy. I still had as much career in front of me at that point as I had behind me. So for someone to say you're too old, like where does that leave me and and millions of other people who are the same age or even older? We're written off.

SPEAKER_00 7:58

Yeah, so why why do you believe there is that uh you know, do we call it a stigma or just thought process around midlife? Is you know, I I mean this is clearly a huge issue, and I've heard this from other people. That, you know, why why do you think people react this way?

SPEAKER_02 8:19

I was actually reading up recently around research that has been done around that kind of topic. Um it is because from a certain age, and that age sits around 45, people's potential is judged differently. So the potential, the the problem is of course, potential is a very subjective term. If you ask someone what someone's potential is at 28 compared to what someone's potential is at 48, there's a big difference in people's perception of what that would be like. So for someone who's older, the potential is seen as uh very little, unfortunately, which also means that people who the older you get, the less chance for promotion you get, the less chance for training, you know, the less opportunities for training is being offered to you. Because there's some idea, everybody has this apparently, that the older you get, the less almost return on investment there will be. So the less people invest in older people or companies invest in older people.

SPEAKER_00 9:41

Yeah, which doesn't make any sense because you do pick up some life experience and everything. And as you said, there's still a long period. And when you look at leaders of teams and companies and organizations, they're not in their 20s usually.

SPEAKER_02 9:59

No, absolutely not. And yes, I mean, I run a work like quite a lot of workshops, and one of them is it's called bold, not old. It's my favorite one because it's all about the positive things that aging gives you. And one of those things, well, I said there's a lot of advantages to getting older, but life experience and wisdom, if you can develop it. I mean, there's such advantages that you have over a 25-year-old. Say, I mean, I don't want to be negative about younger people, you know. I I used to be younger, younger, and I don't say younger. Um, but everybody has something to offer, and the older you get, uh the way I see it, the more you have to offer in terms of experience, knowledge, you know, like you know how to deal with a problem because there's a good chance you have encountered that problem before, you know, so you know how to deal with it. There's so much to learn from someone who has a bit more experience in life or experience at work, there's no reason to write them off at all.

SPEAKER_00 11:13

Yeah, no, I I I completely agree. And it's it's a huge problem. Um, you know, there are a few societies and cultures where they truly honor, you know, the elderly, but most cultures don't for whatever reason. And it seems like you're overlooking just a great source of wisdom. But I think the smartest people don't overlook that. That it's it's short-sighted to say, well, you know, somebody who's 20 years old, we're gonna invest in them. But the thing to consider is that most people don't stay with the same company anyway, or the same organization for the duration of 40 years. So the money that you're spending anyway, they're gonna take their training and experience and go somewhere else anyway. So you know, it seems short-sighted just overall.

SPEAKER_02 12:03

Yes, totally agree.

SPEAKER_00 12:06

Uh so um uh the you know, the next thing uh, you know, is we talk about is uh you know that it's you know that you work a lot with women in midlife. So what's a common question that you hear from women in midlife? Because I think there's also a difference in perception with men and women in midlife, is you know, men are you know, they get gray hair, they're considered wise, and you know, there's it's different for women. So what what are you what do you hear from women that's different?

SPEAKER_02 12:43

It's it's actually a very simple question that I hear most often from women in my practice, and that is, is this it? Um the women I work with are women who've done a lot of things right in life. Yes, I mean they built careers, they raised families, they supported their partner, they just kept a lot of plates up in the air for decades. And then they get to their 40s or 50s and they look around and they think, hang on, you know, life is fine, nothing is really wrong, but it doesn't feel the way they thought it would. And there's often this feeling of restlessness, you know, just that that sense that something isn't quite aligned anymore in their lives. So that question of is this it? Then usually deepens, you know, once you start talking to them, and and it it then actually usually becomes who am I now? You know, my identity, who am I, and what do I want my future to look like? So that's actually the key questions that I deal with. Who am I now? And what do I want my future to look like? And the future could be work-related or life-related, if you like.

SPEAKER_00 14:06

Yeah, well, and I would say that for most people, you know, we say there's a work-life balance, but I think for a lot of us, you know, there, you know, our work in life can blend in, especially when we find something that we really are passionate about. So how do you help, you know, women find, you know, what they want out of life? Find their is that part of the academy uh to help them with that discovery?

SPEAKER_02 14:35

Yes, indeed. I do, I do help them there. It's what I always say, right, is be curious about yourself. That's always the first step because you need to start asking questions um about what gives you energy, for instance, or what drains your energy, what do you enjoy doing? Um, what is your ikigai? I don't know if you've ever heard of the Japanese concept of ikigigai. Basically, it's literally finding what gives you joy on a daily basis. You'd be surprised how few people can answer the question, what gives you joy on a daily basis? People don't think about that. But in midlife, it becomes very important to think about um the little things in life, if you like. Um, also, what we do in the academy, apart from curiosity, uh, apart from icky guy, it's it's being aware of who you are. Um, what I mean is not just your strengths, your personality, but also things like your values, you know, what what is important to you at this stage in life? What drives you, if you like? It's different from what motivates you, because a motivator is also something to look at. What kind of stories do you tell yourself? You know, we've we've all been we we all have self-beliefs, positive or negative. Um, we've all been told things about our parents, uh, from by our parents or by society around us, about us, about who we are, about things that we should do or shouldn't do. You know, we we look at all of those things, and then we look at okay, what still fits you now? What do you actually who do you want to be? Um who do you feel you are now? What what kind of things do you want to drop? What kind of beliefs do people have about you that you think like, you know what? I don't want to be the one anymore that is, for instance, the organizer. I don't I I've organized family get-togethers. I'm just a very simple example here. I've organized family get-togethers for the past 20 years. I don't want to have to cook for 30 people three times a year anymore. Someone else can do that now because I want to spend some time on myself. And it's very difficult for women to make that jump just to convince them that they are allowed to put themselves first, and they do not have to keep living up to other people's expectations all the time. It's a it's a huge ask of them. Uh, and it it does take some work, of course, to get there.

SPEAKER_00 17:50

Yeah, I think that's really important is that you don't have to live up to other people's expectations. You know, I mean, that's draining in itself is doing that as you know, we talk about showing up authentically and everything else, but if you're doing all these things for other people, it does get really draining and it's not fulfilling.

SPEAKER_02 18:12

Indeed, exactly that. It takes it takes uh it takes away so much energy if you do things just because you've always done them, or because others expect it of you, or you know, you have been taught by your parents or your partner or society, whatever it is, to be a certain person who acts in a certain way and who talks in a certain way. It's exhausting.

SPEAKER_00 18:45

Yeah, so you know, so the question, of course, is is what is a tip or you know, uh process that people could start to go to to, you know, what do you recommend to people, you know, to start making that switch uh once they realize they're there, is you know, what what do you tell them to get started uh on the process of rethinking, you know, how they do that, how they show up?

SPEAKER_02 19:14

As I said, it's always I always start by saying be curious about yourself, listen to yourself, right? Um try to get to know yourself again, look at your life, look at the things you still enjoy, look at the things you don't enjoy or that you feel are draining you, um, and be aware of them, be aware of how much time and effort they cost you. Because you know, everything has a cost attached to it. Um, if it drains you, if it makes you feel tired, if you don't enjoy it anymore, that should be something that you need to phase out or cut out of your life. And that's a first step because it frees up time to do something else. You know, maybe, you know, it's I don't know. I that there's a lot of different things that that people figure out that they actually enjoy doing, or they find that you know the kind of conversations that they enjoy having are different now. The topics that they talk about are different now than maybe 10-15 years ago, or even two years ago. So it's it's all about being curious and following those little signals, if you like, um, and see where that takes you. I know it's it's pretty vague to ex to to talk about it this way, but this the next chapter in life, midlife, it it rarely appears as as one big clear answer to you. You know, it's it's usually a range of small steps and small discoveries along the way. And it takes some time, you know, people sometimes get impatient, uh, but it does take time to make changes to your life.

SPEAKER_00 21:19

Yeah, well, I I think that's important to realize is that it's a transition, uh, because you are changing so many things. And I think for women it is harder too, is because you throw in that a lot of women are caregiving uh for their parents or their in-laws or extended family. And so that's another wild card that's plac on them. And you know, and that I I think with caregiving that it's okay to hire somebody that you don't have to be the caregiver personally. So, you know, I I think that's one thing that that's come up with other guests that they've talked about. Um, so just real quick before we start to wrap up, I want to switch gears because I think this is super important is you know, the question of women knowing where they stand financially. Why is it non-negotiable for every woman to always know where they stand financially? You know, whether they're married, not married, partnership, not partnership.

SPEAKER_02 22:24

Yeah, very simply put, financial clarity equals freedom. That's it. You know, I see I see this a lot in long relationships of women that I'm coaching. Over time, one person becomes the one that manages the money. And it's often the partner, not the woman. And it's not because anyone planned it that way, it just happens, you know. But but life can change very quickly. You can get divorced or someone can fall ill, there's widowhood, there's job loss, and suddenly you're in a situation where you need to make financial decisions really fast. So if you already know where you stand, you can make those decisions from a much calmer position. You know, you don't need to control everything. It's not like you have to control finances all the time, but you do need to understand the basics of your own financial life.

SPEAKER_00 23:26

Yeah, and uh, you know, I completely agree. In fact, I have a new program coming out, which may be hopefully out by the time this podcast is published, help people create what I call financial readiness plan so that they can not only have a letter of instruction for their heirs, but even something, you know, if they're cognitive, cognitively declining, the other spouse can start to step in because that's something that happens is, you know, one spouse has been managing the money or the the finances, you know, like in in our house, I tend to do that because I work in the world of money. So it's it's natural for me to take on that role. But if something happens to me and I start to cognitively decline, you know, uh my wife needs to know what's going on and what should happen. So it's it's also a gift, I think, to your loved ones that you know, if you're the person who has the money role, is that you talk to your loved ones about it as part of that.

SPEAKER_02 24:34

Absolutely. I always say like financial awareness is not about expecting the worst, it's about being prepared for life. So it's it's a different, it's a different perspective, right? You need to be prepared. And when when I see women in my practice who, you know, talk about financial areas, like it always strikes me when I when I ask them questions like, you know, do you know what accounts exist? Or do you know where the important documents are? Do you know who to call about the mortgage, the insurance, your pension, your partner's pension? It's so basic. But many women realize too late that all of that information lives in one person's head and it's not their head. So having a shared overview, even makes an enormous difference if something unexpected happens. So I'm very glad to hear, Tony, that you're working on something along those lines as well, like to help women be prepared for life.

SPEAKER_00 25:43

Exactly. Yeah, I'm sort of thinking of it as in case of emergency plan. And, you know, like something I've done and is create a spreadsheet of pretty much all of our account numbers and passwords and things like that. And I've shared that with my wife. And so if something happens, you know, she can access everything. Because I think that's the other thing people don't think about is like you have all these accounts, and as you point out, if somebody doesn't know that the accounts exist, they can't access them. And if they don't and you know, along with that is the access instructions. I think the tricky part we haven't figured out quite yet, is both us personally and that I've heard from other guests, is a whole two-factor authentication issue, is because that's tied into your phone. And unless your spouse is able to access your device, they're not gonna be able to authenticate your account. So that's something else for people watching and listening, is to think about is you know, can your spouse access your device? Otherwise, they're gonna have a hard time accessing the accounts with a two-factor authentication. So yeah, absolutely. Things are changing quickly.

SPEAKER_02 27:01

So yes, indeed. But also simple things like here in Belgium, as soon as someone um passes, the accounts get blocked. So that's an issue, of course. If you have only joint accounts because you cannot get any money out of an ATM, the account is blocked for a while. Yeah, no, no, no, that's that's typical here, but you need to be aware of that kind of thing so you can make take precautions because you will need money to to live, you know. Yeah, you will have bills to pay. Um, and it takes a little while to open up the accounts again and get access to them again, or get access to a minimum amount of money before you start racking up the debts, things like that. It's very small things, but you do need to be aware of that as a woman. Because what happens if you, you know, your husband passes and and then you're there without any access to money. What do you do?

SPEAKER_00 28:10

Yeah, and that seems like it would defeat the purpose of having a joint account, you know.

SPEAKER_02 28:16

So it it does in a way, but then a lot of women like couples have joint accounts, um, because it's easier, of course. But again, it's often the husband that manages the joint account. Um, so women don't even really know what's happening with it and what kind of bills come in and what still needs to be paid or what comes out automatically every month. It's like this there's so little knowledge about these practical things. It always surprises me.

SPEAKER_00 28:48

Yeah, no, I'm with you. It surprises me too. So if you're watching and listening, you know, hopefully this helps you, you know, uh have a money, you know, decide to have a money conversation with your spouse. Start having, I recommend people have family financial meetings. Some people call it financial date nights, you know, whatever it is, is to talk to your spouse is about this, is you need to know for yourself. And if your spouse manages the money, is you need to share. Um, yes, you need to open up and take the time. And it's hard if you have kids and your life is to take that, but you know, schedule it as a block of time. You know, I recommend that you have it as a formal, well, not a formal meeting, but that you, you know, put it aside as you would a business uh business meeting and keep that appointment, keep it on point and talk about the finances. Um, so anyway, to uh tomorrow to close out, I have what's called the get ready hot take trio. And these are three quick questions ask all of my guests. The first one is what's one myth you're trying to break about midlife?

SPEAKER_02 29:59

That the best years are behind you. That's something that annoys me. How people constantly say, like, oh, the best is behind me. I think your best years in life are the ones that you choose that are your best.

SPEAKER_00 30:18

That you choose. I I I like that because I know it is harder as you get older to sometimes think about that because you know, things are different. You don't have some of the physical, I guess, capabilities. I don't know if that's quite the right word that you have when you're younger. Is you know, so it's like enjoying what you do have because that's that's what they do say is that you have more life satisfaction actually when you're older.

SPEAKER_02 30:44

Yes, indeed. That's actually been scientifically proven, by the way. Well, research, backed up by research, I should say, indeed, that midlife is in terms of life satisfaction is a low point, but it goes up again and it actually goes higher. Your life satisfaction increases to a point that's often higher than it was in your early 20s when you thought you could never be happier.

SPEAKER_00 31:11

Yeah, well, when you're in your 20s, you think you know you're undefeatable, you know. Yes, you can do anything you want.

SPEAKER_02 31:21

How naive we all were.

SPEAKER_00 31:23

Exactly. You're invulnerable. Yes. So, tomorrow, let's get out the time machine for a minute. If you go back in time, knowing what you know now about money, what advice would you give your younger self?

SPEAKER_02 31:39

I don't know if you want to hear this, Tony, but I would say take more risk. Uh, I've always been very careful with money, like super careful. I'm someone who saves up for things rather than get a loan. I've never gotten a loan apart from a mortgage in my entire life. Um, but I would take more risk, for instance, buy like a house to flip, for instance, um, and earn some more money that way, or start investing in the stock exchange uh quite a bit earlier in life, things like that. Someone said to earlier today to me, money makes money. And I think I I wish I had realized that sooner.

SPEAKER_00 32:25

Yeah, I I I think you know, the the basic takeaway from from that for me is that you need to learn about money at an early age and then start acting on it. Um and I think that's an issue. And you know, I've had a lot of guests on the show who talk about early financial literacy, and that just underlines the importance of early financial education, but then actually putting it into action. It's not just knowing it, but what you said is actually executing on that knowledge. And that's a tricky part.

SPEAKER_02 33:00

That is a tricky part, and of course, it doesn't always work out the way you wish. Say, stock exchange, for instance, is risky, but I didn't know anything about that until about I guess about my mid-40s. So I'd never even considered it, and now I think, oh god, I should have learned about these kind of things much earlier in life, and I didn't.

SPEAKER_00 33:25

Yeah, and I know for women that that's definitely a huge issue. So uh for people watching and listening, I've had some past uh podcast episode guests, uh Janine Ferpo from Invest for Better, who runs investing circles for women to help women get started investing. It's a nonprofit. Um, I'll put a link in the show notes for people who are watching and listening uh to Janine's episode because you know, her that's what her organization is set up to do is to help women invest, invest with their values, and invest for impact. So um it is an issue. So, but everyone can invest.

SPEAKER_02 34:04

Yes, and that's a great initiative that you just mentioned as well. It's really good because women are very far behind men in terms of investing. So we should catch up.

SPEAKER_00 34:17

Yeah, and studies show women are actually better investors, so we are so that's the crazy part, but life is pretty crazy, so uh you know you never know. So to wrap up, the last question is what is your number one tip to help people get ready before life happens?

SPEAKER_01 34:40

That's a difficult one.

SPEAKER_02 34:42

Um I guess maybe I don't wanna say because it's it's a show about or it's a podcast about investment, but I don't wanna I I don't wanna repeat the topic that we just talked about. I think it's very important to to know um your investment, but maybe maybe something I wanna say as well is that be aware that big changes or big dramatic changes aren't always the answer. Um people in midlife, especially they always think that they should make like that they should reinvent themselves. You hear that a lot time. Midlife is the time when you reinvent yourself, and for some people that is a good idea to quit your job and then move to another country or take up skydiving to make midlife meaningful. For some of people, that works, but it doesn't need to be a Hollywood movie every time. It can be a subtle little change as well. Different priorities, learning to set boundaries, making time for things that light you up. That's fine too. You do not have to burn your entire life down.

SPEAKER_00 36:10

I love that you don't have to burn your entire life down because I think that does happen sometimes. You know, that's a stereotypical, especially with men, is you know, you know, everything goes, and you know, it's a completely different life. And I don't think anybody is happy when they make those huge dramatic changes because they're not really who you are.

SPEAKER_02 36:33

Um no, it's it's living up to uh almost a cliche or a stereotype, and that is very rarely a good idea.

SPEAKER_00 36:43

Yeah, I think we can agree on that. So that's a great place to close out. So, Tamara, where can people learn more about you and your work in the Midlife Crossroads Academy?

SPEAKER_02 36:56

Uh yes, well, Midlife Crossroads Academy, uh, it's literally you can find that more on my website, Midlife Crossroads Academy.com. That's for those um online programs that people can do. They can also find the Academy on uh Facebook and on Instagram. If people would be interested more in live coaching or participating in workshops or anything like that, they can find me on midlifecoach.be. Uh, I offer coaching, everything basically in English and also my native language, which is Dutch. But you know, I've lived so long in English-speaking countries, I'm pretty comfortable in English as well. So I speak to people from all over the world. So everybody's welcome if I can help you.

SPEAKER_00 37:48

Fantastic. And for everybody watching and listening, as always, there will be links uh to tomorrow's uh website, and so you can get in contact with her as well as her LinkedIn profile. Uh, Tamara, uh, thanks for coming on the podcast.

SPEAKER_02 38:04

Thank you so much for having me, Tony. I really enjoyed being here.

SPEAKER_00 38:08

Yeah, appreciate the conversation. Thank you, everyone, as always, for tuning in to this episode of Get Ready Before Life Happens. If you learned something today to change the way you think about money in midlife, please be sure to share and subscribe. You can also support the Get Ready Movement at buymeacoffee.com slash Tony Stewart or go to my website to receive uh my newsletter. Because when life happens, the way you think about money matters, you know.